Terms and Conditions

1. Acceptance of Terms

By accessing, browsing, or using any part of the Murravyn website or associated services ("Services"), you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Services.

2. Description of Services

Murravyn provides AI-supported market analysis and decision-support tools intended to assist users in reviewing information relevant to independent work and personal investment decisions. The Services are informational in nature and do not constitute financial, investment, legal, or tax advice. Any decisions made based on information or outputs provided through the Services are made solely at your own discretion and risk.

3. Eligibility and Account Responsibility

To use certain features of the Services, you may need to register for an account. You agree to:

• Provide accurate, current, and complete information during registration;
• Maintain the confidentiality of your account credentials;
• Notify us promptly of any unauthorized use of your account;
• Accept responsibility for all activity that occurs under your account.

4. Acceptable Use

When using the Services, you agree not to:

• Use the Services for any unlawful purpose or in violation of applicable regulations;
• Attempt to reverse-engineer, decompile, or otherwise access the underlying source code or models;
• Interfere with or disrupt the integrity or performance of the Services;
• Reproduce, resell, or redistribute any part of the Services without prior written consent;
• Use automated means to scrape, extract, or harvest data from the platform.

5. No Financial Advice

Nothing provided through Murravyn should be interpreted as a recommendation to buy, sell, or hold any financial instrument, nor as guidance on how to structure independent or gig-based work. Market conditions and individual circumstances vary, and past patterns identified by the Services do not guarantee future outcomes. You should seek independent professional advice before making financial or business decisions.

6. Intellectual Property

All content, branding, software, and materials made available through the Services, excluding content you submit, are the property of Murravyn or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Services for personal, non-commercial purposes, subject to these Terms.

7. Subscription, Fees, and Payment

Certain features of the Services may require payment of fees. Where applicable, pricing, billing cycles, and cancellation terms will be presented at the point of purchase. We reserve the right to modify pricing with reasonable advance notice. Failure to pay applicable fees may result in suspension or termination of access to paid features.

8. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or free of harmful components.

9. Limitation of Liability

To the maximum extent permitted by applicable law, Murravyn and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunities, arising from or related to your use of the Services, even if advised of the possibility of such damages.

10. Termination

We reserve the right to suspend or terminate your access to the Services at any time, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct harmful to Murravyn, other users, or third parties. You may discontinue use of the Services at any time.

11. Changes to These Terms

We may revise these Terms from time to time. Any changes will be posted on this page with an updated revision date. Continued use of the Services after changes are posted constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

12. Governing Law

These Terms shall be governed by and construed in accordance with applicable local law, without regard to conflict-of-law principles. Any disputes arising from these Terms or the Services shall be subject to the exclusive jurisdiction of the competent courts, as determined by applicable law.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that these Terms otherwise remain in full force and effect.

14. Contact

If you have questions regarding these Terms, please reach out through the contact details provided on our Contact page.